| General Investing Information |
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| Opening Share Trading Account |
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| 1. |
How do I apply to open a share trading account? |
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You may fill up a request form via E’Invest at http://einvest.hdbsib.com/bin/home.asp
under the menu “SIGN UP” > “Request to Open New Trading
Account” and our Customer Service Officer will assist you
in getting a Dealer's Representative. The Dealer's Representative
will contact you for further action, or visit any of our branches
to appoint a Dealer's Representative to handle your share
trading account.
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| 2. |
What is the minimum age to open a share trading account? |
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The minimum age is 18 years old.
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| 3. |
What are the documents required to be submitted when applying
to open a share trading account? |
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(i) Application Form for Individual/Corporate Applicant
(duly completed and signed)
(ii) CDS Application for Opening of Account Form (duly completed
and signed)
(iii) 2 Specimen Signature Cards
(iv) 3 certified true copies of your National Registration
Identification Card (NRIC) or Passport (for non-Malaysian)
(v) Latest EA Form, Pay Slip or Bank Statement
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| 4. |
Do I need to open a CDS account to trade? |
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Yes, you will have to open a CDS account to link to your
share trading account(s). As an individual, you are allowed
to maintain only one (1) CDS account with us even if you wish
to open more than one (1) share trading account with us. All
your share trading account(s) will be linked to a same CDS
account.
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| 5. |
Are there any charges to open a share trading account or
CDS account? |
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No, there are no charges to open a share trading account
or CDS account. The fee of RM10.00 levied by Bursa Malaysia
Depository Sdn. Bhd. for the opening of a CDS account is waived
by us.
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| 6. |
Do I need to be present in person for the application? |
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You can make an appointment with your Dealer's Representative
to assist you in completing your application and to witness
your signatures. Alternatively, you may get your documentation
attested by a Notary Public if you reside overseas.
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| 7. |
Can I get access to E'Invest after submitting my share trading
account application and the required documents? |
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You may register online after your share trading account
has been opened. After that, upon approval of your E'Invest
application, a notification message will be sent to you by
e-mail or SMS.
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| 8. |
What do I need to do if I wish to update my personal particulars? |
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You may complete and submit Client Updating Form and CDS
Account Updating Form or write to us (with your signature)
for the changes required.
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| HwangDBS E’Invest |
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| 1. |
What is HwangDBS E'Invest? |
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E'Invest is an Internet stock trading system developed
exclusively for the clients of HwangDBS Investment Bank. It
provides you with the ease and convenience in trading in the
local stock market of Bursa Malaysia. It allows you to have
24-hours on-line access to all information pertaining to your
investment decisions through your personal computer.
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| 2. |
What are the main features of E'Invest? |
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There are two versions of E'Invest, namely the “Basic”
version and the “Full” Version.
| No. |
Feature |
Basic Version |
Full Version |
| 1 |
Real time stock prices and indices of Bursa Malaysia
Securities Berhad |
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/ |
| 2 |
Tracking and graphs of stock information and indices |
/ |
/ |
| 3 |
Historical stock information with technical analysis |
/ |
/ |
| 4 |
Stocks portfolio and favourite stocks watchlists |
/ |
/ |
| 5 |
Latest market news and corporate announcements |
/ |
/ |
| 6 |
Market information of Futures |
/ |
/ |
| 7 |
Research materials compiled by HwangDBS Vickers Research |
/ |
/ |
| 8 |
Up-to-date information on client's latest transactions
such as on-line order confirmation and matching |
/ |
/ |
| 9 |
Transaction history of client's trading account |
/ |
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| 10 |
Instant messaging to/ from Dealer's Representative |
/ |
/ |
| 11 |
Order placement and amendment request |
X |
/ |
Note: The Basic version does not have any
access to online trading.
Orders placed online will be sent online to the designated
Dealer's Representative at HwangDBS Investment Bank who will
in turn route them to Bursa Malaysia Securities Berhad
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| 3. |
Is E'Invest accessible from overseas? |
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Yes. As long as there is an Internet connection, E'Invest
is accessible from anywhere in the world with the right system
requirements and settings.
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| 4. |
Who is eligible to apply for E'Invest? |
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All clients of HwangDBS Investment Bank are eligible to
apply for E'Invest subject to Dealer's Representative's consent
and the Company's approval.
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| 5. |
What are the requirements to sign up for E'Invest? |
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You must have a valid Email account or handphone number
and a share trading account. An Email account or handphone
number is compulsory because temporary Log-on Password or
Trading PIN will be sent via this mode if you forget either
one of them.
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| 6. |
What are the charges involved to subscribe to E'Invest? |
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Currently, there is no access fee for subscribing to E'Invest’s
Basic and Full versions. However, we reserve the right to
impose any charges with prior notice to you.
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| 7. |
How do I sign up for E'Invest? |
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The easiest way is to register online through our website
http://einvest.hdbsib.com/bin/home.asp
under the “SIGN UP” menu.
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| 8. |
How long does it take to have my application approved? |
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For the Basic version, the approval process usually takes
2-3 market days provided all documents are submitted, duly
completed and signed.
For the Full version, the approval process may be longer
because you will have to sign the E'Invest Terms & Conditions.
Activation can only be done provided all documents are submitted,
duly completed and signed.
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| 9. |
What if I have more than one (1) share trading accounts? |
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For each share trading account that you wish to link to
E'Invest, you are required to sign the E'Invest Terms &
Conditions for the specific account. The additional share
trading account will be linked to your existing User ID upon
approval of your application.
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| 10. |
Can a holder of corporate account subscribe to E'Invest? |
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Yes, as long as the client has a valid share trading account
with HwangDBS Investment Bank.
For the Full version application, a copy of board resolution
authorising the subscription and appointment of personnel(s)
to transact online is required from corporate clients. A sample
can be obtained from your Dealer's Representative.
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| 11. |
How do I get started if I do not have a share trading account
with HwangDBS Investment Bank? |
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You may fill up a request form online http://einvest.hdbsib.com/bin/home.asp
under the menu “SIGN UP” > “Request to Open New Trading
Account” and our Customer Service Officer will assist you
in getting a Dealer's Representative to open a trading account.
The Dealer's Representative will contact you for further action.
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| 12. |
What are the minimum computer system requirements? |
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- Internet-enabled PC or Notebook with Pentium III and at
least 128 MB of RAM
- Windows XP or above
- Minimum 56kbps modem
- Microsoft Internet Explorer version 6 service pack 1 or
similar
- Java Runtime Environment (JRE 1.6)
- Chinese Font File (if you wish to operate the Trading
Hall in Chinese)
- Adobe Acrobat Reader 6.0 and above
- The monitor resolution should be at least 800x600 for
better viewing
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| 13. |
Do I need to change my computer setting? |
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Please check your computer settings by following the steps
below:
1. Right click on Internet Explorer (I.E.) on your desktop
2. Click Properties and then Advanced Tab in Internet Properties
3. Make sure the following option is checked (refer to the
box below) :
- Use JRE 1.6.0_xx for applet (requires restart) under Java
(Sun)

4. If Java (Sun) is not found in this Advanced settings, please
download Java Runtime Environment
Version 6.0 Update XX
5. Click “OK” to complete your computer settings
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| Settlement |
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| 1. |
What is a market day? |
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A day in which Bursa Malaysia Securities Berhad is open
for trading.
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| 2. |
There are frequent references to "T". What is "T"? |
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"T" denotes the day on which a buy or sell transaction
is executed. "T+1" denotes 1 market day following
T. "T+2" denotes 2 market days following and so
on.
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| 3. |
What are the regulations in regards to settlement time? |
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Purchase Settlement
A buyer will have his CDS account credited the securities
purchased by T+3. However, if the buyer fails to pay by 12.30pm
on T+3, the Company has the right to “sell-out” the shares
to cover his outlay on T+4. Any holidays prescribed by Bursa
Malaysia, Saturday and Sunday will not be counted as part
of the “T+3" settlement period.
Sale Settlement
A seller's CDS account will be debited the securities sold
at the close of business on T+2. Therefore, seller must ensure
that his CDS account has sufficient securities to meet the
sale settlement obligation at the close of T+2 failing which
the sale trade will be fail and buying-in will be instituted
on T+3. Any buying-in losses will be borne by the seller.
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| 4. |
When will I receive my contract notes? |
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Generated contract notes will be sent to your address
maintained with us by mail on the "T+1" day.
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| 5. |
How do I pay for the shares that I bought? |
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You can make payment at any one of our branch offices
or to our bank accounts maintained with our panel of banks.
Kindly contact your Dealer's Representative or our offices
for particulars of our bank accounts.
Payment through banks:
All deposit cheques must be crossed and made payable to HwangDBS
Investment Bank Berhad Please indicate your Client Code and
Contact Number on your deposit slip and fax/deliver the same
to your Dealer's Representatives.
Cheque or cash payment:
You may also make payment using cheque or cash at any one
of our branch offices. (Please note that cheques will only
be given value upon clearance of cheque. Outstation cheques
will incur bank charges.) Upon settlement, an official receipt
will be issued.
Online Bill Payment:
If you are a client of Maybank and have access to their Internet
online banking service (Maybank2u.com.my), you may use your
Maybank account to make payment to HwangDBS Investment Bank
Berhad Once logged in, look for 'HwangDBS Investment Bank
Berhad' from the list of payee corporations under "Online
Bill Payment" in Maybank2u.com.my
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| 6. |
What happens if I miss to pay for the shares purchased by
T+3 day? |
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IIn accordance with the Rules of Bursa Malaysia Securities
Berhad, if payment is not received by the due date, the Company
has the right to institute a selling out of the outstanding
purchase without any notification to client.
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| 7. |
Can I choose to settle part and not all my due contracts? |
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Yes, provided the payment is for full marketable lot/
(s). For example, if you purchased 6 lots, you can make part
payment for 1, 2, 3, 4 or 5 lot(s) but not in fractions.
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| 8. |
What transaction costs will I have to pay for online trades? |
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There are no additional charges or costs for online trades.
You will however be required to pay the normal charges such
as brokerage, clearing fees and stamp duty, which are also
levied on non-online trades.
The standard trading costs are as follows:
(i) The standard brokerage fee is 0.70% for trades value
RM100,000 and below. And 0.5% for trades value above RM100,000
subject to a minimum fee of RM28 for Internet trade and RM40
for non-Internet trade.
(ii) Clearing fee is 0.03% of transaction value subject to
the maximum of RM1,000.
(iii) Stamp duty is RM1 for every RM1,000 contract value or
fraction of the value of the contract, subject to the maximum
of RM200.
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| 9. |
When will I receive my sale proceeds? |
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All sale proceeds arising from selling 'ready basis' securities
will be payable to your name and ready for collection by 12.30pm
on the third market day.
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| 10. |
Can I authorise a third party to collect my sales cheque? |
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Yes. You will have to sign a Standing Instruction for
collection of cheque.
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| 11. |
Can my sale proceeds be credited electronically into my bank
account? |
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Yes. Provided you have a bank account with Maybank and
have signed an Authorisation For Payment By Direct Credit
Form.
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| 12. |
Can I contra my unsettled purchase positions? |
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Yes. Any outstanding purchases can be contra off by subsequent
sales of the same counter by T+3.
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| 13. |
When do I get paid for my contra gain? |
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All contra gain cheques will be paid to you after deducting
contra loss(es), outstanding interests and/ or any other debit
charges, if any.
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| 14. |
When do I need to pay for contra losses? |
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You are required to settle all contra losses within 5
market days from the day the outstanding purchase contract
is sold, failing which interest will be charged on the outstanding
contra losses.
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| 15. |
Can I use my contra gains to offset my due contracts? |
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Yes. Your contra gains can be off-set against your due contracts.
Please contact your Dealer's Representative for the arrangement. |